An emergency fund is not an investment — it is what stops a broken car from forcing you to sell shares in a bad month. Held in cash, deliberately dull. It is the least exciting part of a plan and the part that most often decides whether the plan survives contact with real life.
Check yourself
An emergency fund's purpose is to…
Earn a high return
Stop life events from forcing you to sell at the worst time correct
Time market entries
It protects the portfolio from your circumstances. That is worth more than the return it forgoes.
Learn this properly
This term has a full interactive lesson in Wick — the chart, the pattern to tap,
and a live practice terminal to try it on. Free to start.