Money you need in a year does not belong in stocks — a bad twelve months is completely normal and would wreck the plan. Money you will not touch for fifteen years can absorb three bad years without it mattering. Before any decision about what to buy, answer when you need it back.
Check yourself
Money you need for something in eight months belongs…
In stocks for maximum growth
Somewhere stable — the horizon is too short correct
In whatever is trending
A perfectly good investment can be a terrible decision if the timing of your need does not match it.
Learn this properly
This term has a full interactive lesson in Wick — the chart, the pattern to tap,
and a live practice terminal to try it on. Free to start.